Dental Insurance – Denver, CO

Understanding How Dental Insurance Works

Dental insurance shares a lot of similarities with standard health insurance, in that you pay a monthly premium, and in exchange, the provider covers all or part of your dental care. The big difference is that dental plans are focused on prevention, so treatments that are designed to stop problems before they start typically receive the most coverage. Insurance can still offset the cost of a filling, crown, or denture, but usually at a lower rate compared to checkups and cleanings.

What Your Dental Insurance Plan Covers

Almost any dental procedure you can imagine can be covered by dental insurance, and most plans follow the “100-80-50” model, which looks like this:

• Preventive treatments are covered 100% (checkups, cleanings, X-rays)
• Basic restorative treatments are covered 80% (fillings, bonding)
• Advanced restorative treatments are covered 50% (crowns, dentures, extractions)

Cosmetic procedures like whitening and veneers are typically not covered, but their cost can usually be broken up using third-party financing like CareCredit.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Paradise Dentistry Denver is in-network with many popular dental insurance providers, but we’re also willing to take most out-of-network plans as well. This means no matter what type of dental insurance you have, you can trust that we’ll be able to use it to help you save. To get an estimate of any out-of-pocket costs, please give us a call.